Buy a Home
Home purchase loans in Texas and Colorado, with a partner who makes the process simple from application to closing.
The benefits of financing your home purchase with us
It has never been a matter of if you can purchase a home, only when. Here is how we make the path clear.
Apply Online in Minutes
Start online and get a clear picture of what you could spend on a home before you start touring listings.
Pre-Approval You Can Shop With
Your pre-approval letter is based on a real review of your income, assets, and credit, so the number you shop with is the number you can close on.
A Dedicated Loan Team
A home loan expert works with you to map out your next steps and find the right loan for your goals.
Support to the Finish Line
Once your offer is accepted, your dedicated team helps you reach closing and get settled into your new home.
Quick Answer
Buying a home in Texas or Colorado starts with getting pre-approved, so you know your budget before you start touring homes. From there, our team helps you find the right loan program and guides you through to closing.
Buying a home starts with a partner you can trust. We guide you through every step of the home purchase process in Texas and Colorado, from your first application to the day you get the keys.
Whether you are ready now, still house hunting, or just researching your options, we make mortgages our problem, not yours. Apply online, get pre-approved, and move forward with a clear plan built around your budget and timeline.
Pro Tip
Avoid opening new credit cards or making large purchases while your loan is in process. Lenders re-check credit and debt before closing, and new debt can affect your approval.
Typical Guidelines
Your scenario may differ — these are common ranges, not guarantees.
| Category | Typical Guideline |
|---|---|
| Down Payment | Commonly 3% – 20%+, depending on program |
| Credit Score | Commonly 620+ for conventional programs |
| Debt-to-Income | Typically up to 45% |
| Occupancy | Primary residence, second home, or investment (varies by program) |
| Mortgage Insurance | Required if down payment is below 20% on conventional loans |
Run Your Numbers.
Get an estimate of what this loan could look like for you.
Ready to Move Forward With Buy a Home?
Apply online in minutes and let our team take it from there.
Apply Now